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Birth or adoption of a third child, then each subsequent child

Early redemption in case of Birth or adoption of a third child, then each subsequent child.

According to French law

Deadline: 6 months

Eligible schemes: PEE (company savings plan) / PEG (group savings plan) / PEI (inter-company savings plan)

Supporting documents to accompany the redemption request

Trigger event date: birth date

  • Full copy of up-to-date family register (livret de famille)

 

Or

  • Copy of the statement issued by the French family welfare office (CAF) certifying that the household has more than two dependent children with one being born less than 6 months previously.
  • And Copy of birth certificate

Trigger event date: placement or adoption decision date

  • Family register (livret de famille) recording the adoption
    • Or Final ruling from district high court confirming the adoption
    • Or If in France, the adoption of a child abroad is viewed as simple adoption (as against full adoption), the ruling from the foreign administrative authority confirming the adoption accompanied if necessary by a sworn translation into French

 

And

  • Copy of the statement issued by the French family welfare office (CAF) certifying that the household has more than two dependent children with one being adopted less than 6 months previously.

Additional information

Conditions 

Release, whether in full or in part, takes the form of a single payment. One release cannot therefore be phased or paid in instalments.

The account holder’s household has effective and permanent responsibility, within the meaning of French legislation on family welfare, of at least 3 children including the child recently born or adopted.

Excluded events

  • A child from a previous union joining a household, without actual adoption
  • The account holder becoming a child’s legal guardian
  • A child becoming a ward of court
  • Stillbirth

Questions / Answers

A household has effective and permanent responsibility when the French family welfare office (Caisse d’Allocations Familiales - CAF) deems it does.

An employee can exercise the right to early release for either simple adoption or full adoption.